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API reference Models

MerchantThreeDSBinding

A model the API reference uses in a request or a response. The operation pages link every field typed as this model here.

Per-merchant 3-D Secure provider binding, one element of `Merchant.ThreeDSBindings`. The binding is independent of the acquiring processor. The directory server and access control server a card authenticates against belong to the card network, not the acquirer, so a merchant can change processor without changing 3-D Secure vendor and vice versa. Collection membership decides whether the merchant is boarded with that provider at all, and `isEnabled` decides whether it is currently switched on: the same two-level shape `MerchantDigitalWallet` uses, so a merchant can be switched off without losing credentials.

Values

Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.

Fields

Field Type Description
providerType required ThreeDSProviderType ThreeDSProviderType Which 3-D Secure provider this entry binds the merchant to. A null provider type is treated as no binding at all rather than as `Fake`, so an incompletely boarded row cannot silently become a live selection. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
Fake Deterministic in-memory provider that performs no network calls. The local-dev, CI, and default-selection provider, and the safe landing spot for an absent configuration value.
Paay Paay (API brand "3DS Integrator"), reached over its Direct API. Supports authentication, the 3DS Method step, the cardholder challenge, and 3RI; it documents no decoupled or Secure Payment Confirmation capability, so the registry refuses those.
isEnabled required boolean Master enable flag for this provider on this merchant. When `false` or null, the binding is not used even though the row exists. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
policyMode required ThreeDSPolicyMode ThreeDSPolicyMode How hard the merchant wants authentication applied. Null means the platform default, which callers read as `Off`. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
Off Do not attempt 3-D Secure at all. The safe landing spot for an absent stored value.
Attempt Attempt authentication, but continue with the payment when it cannot be completed. Liability shift is taken where the issuer grants it and forgone where it does not.
Require Attempt authentication and refuse the payment when it cannot be completed. The merchant has chosen never to process an unauthenticated transaction on the surfaces this applies to.
apiKey required string The vendor API key. Not a secret in the sense the JWT secret is (it is sent as a request header and appears as a JWT audience), so it round-trips on reads; it is still never logged. Required: When IsEnabled is true. nullablemax length 256
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
jwtSecret required string The shared secret the request JWT is signed with. <b>Stored encrypted.</b> It is stripped, not decrypted, on every read that leaves the server: the admin UI and the API both see null here and re-send the secret only when the operator changes it. Only the server-side call to the provider ever uses the plaintext. nullablemax length 512
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
jwtSecretConfigured required boolean Whether a JWT secret is stored for this binding, for the editor that is never allowed to see the secret itself. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
endpointEnvironment required ThreeDSEndpointEnvironment ThreeDSEndpointEnvironment Which of the vendor's environments this binding points at. Null reads as `Sandbox`. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
Sandbox The vendor's test environment. The safe landing spot for an absent stored value.
Live The vendor's production environment.
requestorUrl required string The merchant-facing origin the vendor validates authentication requests against: the HPP or checkout origin the cardholder's browser is on. HTTPS only. Conditional: When RequestorUrl is not empty. Required: When IsEnabled is true. nullablemax length 512
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
challengeEnabled required boolean Whether the merchant permits the vendor to raise an interactive challenge. Null reads as not enabled. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
protocolVersion required string The 3-D Secure protocol version to request, from `SupportedProtocolVersions`. Null means the provider's own default. Conditional: When ProtocolVersion is not empty. nullablemax length 16
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
providerRegistrationId required string (uuid) Optional pointer at a vendor-side registration record for this merchant, for vendors that board a merchant out of band and hand back an identifier. Nullable because most bindings carry credentials and nothing else, and because a deleted registration should leave an inspectable dangling reference rather than a hard failure. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.

This model has no documented fields.

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