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API reference Models

CardAcceptancePolicyDto

A model the API reference uses in a request or a response. The operation pages link every field typed as this model here.

The cards a merchant is willing to take, judged from the card's BIN. Additive and optional on the merchant create, update and read surfaces: a caller that omits it gets today's behaviour, which is that every card is accepted.

Values

Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.

Fields

Field Type Description
acceptCredit required boolean Whether credit cards are accepted. Omitted or null accepts them. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
acceptDebit required boolean Whether debit cards are accepted. Omitted or null accepts them. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
acceptPrepaid required boolean Whether prepaid cards are accepted. Omitted or null accepts them. Prepaid is an overlay on the debit or credit rail, so a prepaid debit card is refused if either this or `acceptDebit` is off. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
acceptConsumer required boolean Whether consumer (personally issued) cards are accepted. Omitted or null accepts them. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
acceptCommercial required boolean Whether commercial cards are accepted. Omitted or null accepts them. A GSA card is judged by `acceptGsa` alone, so turning this off does not refuse government purchase cards. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
acceptGsa required boolean Whether GSA (US government purchase) cards are accepted. Omitted or null accepts them. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
issuerCountryMode required IssuerCountryMode IssuerCountryMode How the issuer country is judged. Omitted or null means `Any`, which does not consider the issuer country at all. Conditional: When IssuerCountryMode is not null. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
Any Issuer country is not considered. The default.
DomesticOnly Only cards issued in the merchant's own country are accepted.
AllowList Only cards issued in one of the listed countries are accepted.
DenyList Cards issued in one of the listed countries are refused; all others are accepted.
issuerCountries required array of string array of The ISO 3166-1 alpha-2 issuer country codes the mode operates on. Required and non-empty for `AllowList` and `DenyList`, and must be empty for the other two modes. Conditional: When IssuerCountries is not null. Conditional: When IssuerCountries is not null and IssuerCountries.Count > 1. Conditional: When RequiresCountries(IssuerCountryMode) is true. Conditional: When RequiresCountries(IssuerCountryMode) is false. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
unknownBinPosture required UnknownBinPosture UnknownBinPosture What happens when the card's BIN cannot be resolved. Omitted or null means `Accept`, which is what the platform has always done. Conditional: When UnknownBinPosture is not null. nullable
Values: Values combine: send one or more member names separated by a comma and a space, or the integer sum of their values. Responses carry the names.
Accept Take the card anyway. The default, and what the platform did before this policy existed: a BIN miss is a gap in reference data, not a signal about the card.
Decline Refuse the card. For a merchant whose restrictions matter more than the sale, so a card the platform cannot classify is not silently let through.

This model has no documented fields.

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